WATCH MORTGAGES

MAR 19, 2026Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

Will Mortgage Rates Kill the Spring Housing Market?

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Mortgage Rate Headwinds - Rates hitting their highest levels since September are cooling the spring housing market, forcing potential buyers to reassess their affordability in a high-rate environment.
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Commodity Momentum - Ongoing inflation concerns are driving renewed interest in industrial metals like copper and aluminum as investors look for hedges against a devaluing dollar.
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Consumer Spending Shift - Economic uncertainty and rising costs are beginning to weigh on consumer behavior, making selective positioning in stocks like Eli Lilly or Hertz critical.

MAR 7, 2026LiSTNR

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Interest-only mortgages trade immediate cash flow for long-term risk, as borrowers build zero equity and face potential payment shocks when the principal-repayment period begins.
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International equity exposure requires caution during periods of dollar strength, as currency conversion can erode the underlying returns of fundamentally sound foreign companies.
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Sound money systems would fundamentally alter the value of long-term debt, making traditional fixed-rate mortgages significantly more expensive to service in a non-inflationary environment.