MONITOR CONSUMER

MAR 19, 2026Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

Will Mortgage Rates Kill the Spring Housing Market?

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Mortgage Rate Headwinds - Rates hitting their highest levels since September are cooling the spring housing market, forcing potential buyers to reassess their affordability in a high-rate environment.
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Commodity Momentum - Ongoing inflation concerns are driving renewed interest in industrial metals like copper and aluminum as investors look for hedges against a devaluing dollar.
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Consumer Spending Shift - Economic uncertainty and rising costs are beginning to weigh on consumer behavior, making selective positioning in stocks like Eli Lilly or Hertz critical.

MAR 18, 2026Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

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The K-Shaped Squeeze - High-income earners are no longer insulated from economic pressure as rising costs and uneven growth erode the financial stability of households making six figures.
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Sector Divergence - While consumers struggle, growth remains concentrated in specific secular themes like defense contracts and the infrastructure required for data centers.
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Leveraged Risk Awareness - The discussion around products like TQQQ emphasizes the danger of using high-leverage instruments in a market defined by bifurcation and volatility.