InvestTalk
from: InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
APR 3, 2026

Good Friday - Best of Caller Questions

Key Takeaways

  • Mining stocks are entering a tactical buying zone - The GDX is testing major support levels around the $85 to $88 range, offering a potential entry point for investors looking to capitalize on a broader uptrend despite recent pullbacks.

    Mid-80s is where you wanna pick up GDX or the subsequent miners within it, if you feel you need to up your position in precious metals.

    Luke Guerrero
  • Fertilizer supply faces significant geopolitical risk - Conflict near the Strait of Hormuz is threatening agricultural supply chains, making the actual physical availability of fertilizer a more pressing concern for farmers than just the rising costs.

    At a certain point, it becomes less about how much you have to pay and if you'll be able to pay at all. Will there be supply for you to purchase?

    Luke Guerrero
  • Strategic Roth conversions require precise timing - To avoid immediate tax consequences, the most effective strategy for many is to roll 403B plans into Traditional IRAs first, then convert to Roth during lower-income years between retirement and Social Security.

    The better course of action for the vast majority of people is to roll that old 403B or 401K into a traditional IRA... then at a future date, then you could roll it over into a Roth IRA.

    Luke Guerrero
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Episode Description

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Precious Metals, Petrochemical Companies, Rollover 403b to Roth I-R-A, Preferred Stocks, Bitcoin, Investing Apps, Are We In Trouble?, Stock Valuation, Retirement, Alternative Investment: Groundfloor, Union Business Cycle, Buying Credit Cards Companies, 401/457 Plans, Roth I-R-A Contributions, Covered Call Strategy, SEPP-72t. Introducing our Third Annual InvestTalk Market Madness! Join the mayhem before May 18th at 11:59 pm PST for the chance to win $1,500! Fill out your bracket below: https://kppfinancial.com/investtalk-madness Our Sponsors: * Check out Anthropic: https://claude.ai/invest * Check out Pebl: https://hipebl.ai * Check out Quince: https://quince.com/invest * Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

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