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Vlad Tenev

Appeared on:Bankless
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β€œThe popular narrative around Gen Z as financially reckless misses what we’re seeing on-platform; they are the most retirement-savvy generation ever.”

β€” Vlad Tenev
MAR 16, 2026Bankless

Robinhood CEO: "Gen Z Is the Most Retirement-Savvy Generation Ever" | Vlad Tenev

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    The $90 trillion wealth transfer is Robinhood's North Star - The platform is positioning itself as the primary destination for the massive generational shift of assets by building a 'financial super app' that blends TradFi and DeFi.

    β€œThe popular narrative around Gen Z as financially reckless misses what we’re seeing on-platform; they are the most retirement-savvy generation ever.”

    β€” Vlad Tenev
  • β€’

    Gen Z is unfairly labeled as reckless - Internal data reveals that Gen Z is actually the most retirement-savvy generation in history, engaging with long-term investment vehicles far earlier and more consistently than previous cohorts.

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    24/7 markets and tokenization are the inevitable end-state - Tenev views the move toward constant liquidity and on-chain assets as a fundamental infrastructure upgrade that will eventually include everything from stocks to private markets.